Articles on Credit
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Reach into your wallet or purse, pull out a card, swipe, and you’re done. It is very easy to use a credit card. The problem lies in choosing a card – and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. If you choose incorrectly, you may find yourself in deep debt trouble. Here is some basic, yet extremely important, information that will help you make the right choice.
4 Steps You Can Take If Your Online Credit Card Application Has Been Refused by Wesley Atkins
Help! I’ve Been Turned Down
7 Surefire Ways To Repair Bad Credit by Wesley Atkins
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure.
5 Surefire Ways To Eliminate Credit Card Debt by Wesley Atkins
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. Imagine what you could do with that $1000 if it weren’t being spent on interest.
The Easy Way To Gain Access To Your Free Online Credit Report by Wesley Atkins
When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you’ve dealt with other people’s money. They find this information in your credit report.
Good Credit is King, When Qualifying for Mortgage Programs by Mark Barnes
If you want to purchase a new home or refinance your current mortgage, be sure to check out the wide array of loan programs available. If you have less than excellent or even poor credit, you can still qualify for a loan. If you have outstanding credit, though, you are in the proverbial driver's seat, when it comes to selecting your loan program. Be sure to find a good mortgage consultant, and carefully explain exactly what you need. Here are just a couple of "outside-the-box" programs that come in handy for some people but require excellent credit ratings.
19,178 Identity Theft Victims Per Day - Are You One Of Them? by Andrew Obremski
Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected?
3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days by Hartley Pinn
Here are 3 steps I used to take my credit score from 592 (horrible credit) to 762 (perfect credit) almost overnight. If you’re interested in improving your credit rating quickly, you’ll find this story helpful:
To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaire's Credit In 30 Days... by Omar M. Omar
Learn how you can earn a millionaire's credit in 25 days.
How Healthy Is Your Credit by James H. Dimmitt
Outlines 5 key tips to consider when reviewing your personal credit report.
Debit Card vs. Credit Card, What Are The Differences ? by James H. Dimmitt
Explains the basic differences between a credit card and a debit card and the need to be educated about their uses.
Convenience Can Be Costly by James H. Dimmitt
Outlines the extra fees associated with using credit card cash advances and “convenience checks”.
Credit Repair Scams by James H. Dimmitt
Illustrates the need to use caution with any type of credit repair service or offer.
Beware of Falling Minimum Payments by James H. Dimmitt
Explains the dangers associated with the recent moves by creditors to decrease their minimum due on monthly payments.
4 Steps to Creating Good Credit by James H. Dimmitt
Demonstrates the steps to take to build and establish good credit habits.
10 Step Credit Repair Guide by Jeanette Joy Fisher
Step-by-step plan for clearing credit to finance real estate by a real estate investor who overcame credit issues.
Give Yourself Credit by Colin McDougall
Offers a common sense approach to managing your credit cards. Everything you need to know from avoid credit card debt to protecting yourself against fraud.
How to Get Credit Reporting Agencies to Help You by Jeanette Joy Fisher
The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you and saves you time and effort. by employing the following tips, you can enlist the help of credit reporting agencies (CRAs) as you work to improve your credit rating.
Credit Repair Companies and Credit Counseling by Jeanette Joy Fisher
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since
Credit Help for Real Estate Financing: Five Categories of Your Credit Score by Jeanette Joy Fisher
Find out how the different parts of your credit scores count and how to get financing for real estate . . .
Don't Fall for Credit Repair Scams by Jeanette Joy Fisher
We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer.
Special Credit Information for Married Couples by Jeanette Joy Fisher
For real estate investors.
Like It Or Not, You Have A Score To Settle! by Dennis T. Cary
Just when most people finish with school and can stop worrying about test scores, there’s a new kind of scoring that enters the picture. It’s called credit scoring. And, its impact on your financial future can mean more to you than a college degree.
Get Your Credit Score To Soar In The Twinkling of An Eye by Omar Omar
The IN's and OUT's of your credit score. You can give your credit score the boost it needs if you master the factors that play role in the making up of your credit score.
Top 5 Credit Misconceptions by Cindy Morus
We have all heard the rumors...from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores. The buck stops here! Phelps Creek Financial Coaching has exposed these urban legends to provide you with the truth about credit...
Some Truth About Credit by Darrin Coe
Credit is the foundation of business funding and needs to be considered and developed with patience and diligence
Searching For A Low Interest Credit Card? by Gerardas Norkus
Find The Most Rewarding Credit Card Deals Online.
Student Credit Cards by Phil Edwards
Finding the best credit card for your student days.
Looking for that Low interest Credit Card? by Grant Marwick
If you have been shopping around for a Low Interest Credit Card you will notice that the UK market is awash with Credit Card companies offering low rates to entice you to apply for their Cards.
Credit Reports: Find out why you have been refused Credit. by Grant Marwick
You may already have 2 or more credit cards in your purse or wallet and you have just applied for a third and been declined. This can be very frustrating considering you pay off your other credit cards regularly and you are continually having your credit limit raised.
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