Articles on Credit
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Check Your Credit Before Shopping For That Home Loan by Kevin Adelsberg
Too many consumers get frustrated when a ding on their credit score delays the process of closing on a mortgage or completing a home equity loan. Before you start shopping for financing, understand these four important tips.
Discover the Parts of a Credit Report and What They Mean by Cathy Taylor
What information is included in your credit report and what does it all mean?
What Can Happen to You as a Victim of Identity Theft, Facts & Figure by Cathy Taylor
Facts you need to know about being a victim of identity theft...
How to Evaluate and Raise Your Credit Score by Cathy Taylor
What is a fico score and how can you raise your overall credit score?
Identity Theft – How Can You Prevent It Happening to You? by Cathy Taylor
What are the things any one can do to prevent identity theft from happening to them?
What Are the Most Common Ways to Commit Identity Theft or Fraud? by Cathy Taylor
How do you know if your are a victim of identity theft? Find out the mos common ways this crime is committed.
What Happens When Your Credit Is Damaged? Do You Have Recourse? by Cathy Taylor
When your credit is damaged, it's important to know what recourse you have. Read on to find out.
What Is a FICO Score and How Do I Make It Work for Me? by Cathy Taylor
What is a FICO score mean and how does it affect my credit?
What Is the Fair Credit Reporting Act and What You Should Know About It by Cathy Taylor
What you should know about the FCRA...
What Should I Do If I’ve Become a Victim of Identity Theft? by Cathy Taylor
Discover the steps to recovery from being a victim of identity theft...
Rate Tarts Losing Ability to Cherry Pick by Richard Greenlane
Credit card introductory period offers due to be phased out following massive losses by providers.
How To Repair Your Credit Report by Tomkin Coleman
A bad credit report can ruin your chances to buy a car or a home, but your credit can be repaired...
How To Get a Low Interest Credit Card by Tomkin Coleman
Credit card interest rates can increase payments dramatically, and switching to a lower-interest credit card can be a sound financial choice.
Winning The Credit Game! by Cecily Backstrom
Credit is like any tool. Use it correctly and it will make your life easier. Abuse it and it can make your life hard. Use credit with the respect it deserves and reap the rewards!
Top 7 Factors to Consider While Reviewing Credit Card Offers by Vinodh Pushparaj
This article presents the top 7 factors that should be considered while reviewing or applying for credit cards.
Making Sense of the Information in Your Credit Report by Michael Ambrosio
If you've ever applied for a credit card or loan, you’ve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it’s well worth your time to be sure that you understand what your credit report says about you.
Your Credit Card May Be Costing More Than You Think! by Michael Ambrosio
Do you know what your credit card is truly costing you? Many people assume that they do, but aren’t familiar with the hidden fees that many credit card companies are charging. In fact, if you don’t keep close tabs on your credit card, you may end up paying hundreds of extra dollars per year—without ever really knowing it!
Don't Trade Your Future for Today's DooDads by Entjik Jeffrie
“Easy Low Down Monthly Payment,” “Buy Now Pay Later,” “You Deserve the Car Today and We Can Finance It for You,” & “Spend Today, 0% APR until Next Year!” We see those statements above every where today, on TV commercials, car dealership, banks and magazines. Those statements have put a lot of people into a financial disaster, because the statements make a lot of people believe that acquiring bad debts is an ok thing to do.
How Does a Creditor Determine Whether to Grant You Credit? by Michael Goff
Tired of being denied credit? It's time to take control of your finances for good!
Free Credit Reports - How to Maintain Your Credit Profile by Michael Goff
Every consumer should be maintaining their credit profiles to ensure the highest scores possible and prevent cases of identity theft. Don't be a victim!
Figuring Out the Ever Nebulous Numbers Called "Credit Scores" by Michael Goff
Ever wonder why your credit score went up or down drastically in the matter of a few days? Find out what items effect your credit and how to manage your credit effectively.
Different Ways to Borrow Money by John Mussi
There are many different ways to borrow money.
Credit Reports – Why Your Credit Score is Important by Charles Essmeier
Your credit score is a lot more than just a number, and it is used by all manner of businesses for all kinds of reasons. Here is what you should know about your credit score.
Inflexible Friends and Plastic Assets, Why Money isn’t Buying Love Anymore by Rachel Lane
UK consumer debt continues to spiral out of control, with a 30% rise in bankruptcies...
Credit Suicide by Genesis Font
Few things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, “the three screw-ups”. There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need a source to determine levels of risk for lending money… and the Fair Isaac Company is where it lies.
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK? by Jack Miles
Every time a lender checks your credit history from your credit file (i.e. each time you apply for a loan), your credit-file will have a record of this. These records are known as search entries. Too many search entries could well be a major factor in being declined for new credit. Here are some tips to ensure this does not happen to you.
The Things That UK Lenders Like to See on Your Credit File, (and… What They Don’t Like to See!) by Susan Hopkins
Lenders are quite fussy about what they like to see on your credit report. So much so that you will have a hard time to meet their high expectations. But what exactly are they looking for? In this article we take a look at one aspect of your credit history that lenders have a keen eye out for.
Tackling Bad Credit by James Taylor
We often hear about credit history and how it affects ones chances of qualifying for a loan. What we do not know are the reasons that make or mar the credit history. Through this article we have tried to explain the reasons for bad credit and how we can escape them. Some of these are controllable like arrears that can be minimised by a change in the spending pattern. Others like divorce are uncontrollable. Read the article for a better management of credit.
Understanding Your Credit Score by Jeremy Zongker
Understanding your credit score can help you improve it, which can result in better rates on loans. In this article, you will learn the basics of interpreting your credit score and what actions you can take to improve it.
Your Credit Score by Cornelius Crumpacker
Credit: How to get it. How to keep it. How to protect it.
Too many consumers get frustrated when a ding on their credit score delays the process of closing on a mortgage or completing a home equity loan. Before you start shopping for financing, understand these four important tips.
Discover the Parts of a Credit Report and What They Mean by Cathy Taylor
What information is included in your credit report and what does it all mean?
What Can Happen to You as a Victim of Identity Theft, Facts & Figure by Cathy Taylor
Facts you need to know about being a victim of identity theft...
How to Evaluate and Raise Your Credit Score by Cathy Taylor
What is a fico score and how can you raise your overall credit score?
Identity Theft – How Can You Prevent It Happening to You? by Cathy Taylor
What are the things any one can do to prevent identity theft from happening to them?
What Are the Most Common Ways to Commit Identity Theft or Fraud? by Cathy Taylor
How do you know if your are a victim of identity theft? Find out the mos common ways this crime is committed.
What Happens When Your Credit Is Damaged? Do You Have Recourse? by Cathy Taylor
When your credit is damaged, it's important to know what recourse you have. Read on to find out.
What Is a FICO Score and How Do I Make It Work for Me? by Cathy Taylor
What is a FICO score mean and how does it affect my credit?
What Is the Fair Credit Reporting Act and What You Should Know About It by Cathy Taylor
What you should know about the FCRA...
What Should I Do If I’ve Become a Victim of Identity Theft? by Cathy Taylor
Discover the steps to recovery from being a victim of identity theft...
Rate Tarts Losing Ability to Cherry Pick by Richard Greenlane
Credit card introductory period offers due to be phased out following massive losses by providers.
How To Repair Your Credit Report by Tomkin Coleman
A bad credit report can ruin your chances to buy a car or a home, but your credit can be repaired...
How To Get a Low Interest Credit Card by Tomkin Coleman
Credit card interest rates can increase payments dramatically, and switching to a lower-interest credit card can be a sound financial choice.
Winning The Credit Game! by Cecily Backstrom
Credit is like any tool. Use it correctly and it will make your life easier. Abuse it and it can make your life hard. Use credit with the respect it deserves and reap the rewards!
Top 7 Factors to Consider While Reviewing Credit Card Offers by Vinodh Pushparaj
This article presents the top 7 factors that should be considered while reviewing or applying for credit cards.
Making Sense of the Information in Your Credit Report by Michael Ambrosio
If you've ever applied for a credit card or loan, you’ve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it’s well worth your time to be sure that you understand what your credit report says about you.
Your Credit Card May Be Costing More Than You Think! by Michael Ambrosio
Do you know what your credit card is truly costing you? Many people assume that they do, but aren’t familiar with the hidden fees that many credit card companies are charging. In fact, if you don’t keep close tabs on your credit card, you may end up paying hundreds of extra dollars per year—without ever really knowing it!
Don't Trade Your Future for Today's DooDads by Entjik Jeffrie
“Easy Low Down Monthly Payment,” “Buy Now Pay Later,” “You Deserve the Car Today and We Can Finance It for You,” & “Spend Today, 0% APR until Next Year!” We see those statements above every where today, on TV commercials, car dealership, banks and magazines. Those statements have put a lot of people into a financial disaster, because the statements make a lot of people believe that acquiring bad debts is an ok thing to do.
How Does a Creditor Determine Whether to Grant You Credit? by Michael Goff
Tired of being denied credit? It's time to take control of your finances for good!
Free Credit Reports - How to Maintain Your Credit Profile by Michael Goff
Every consumer should be maintaining their credit profiles to ensure the highest scores possible and prevent cases of identity theft. Don't be a victim!
Figuring Out the Ever Nebulous Numbers Called "Credit Scores" by Michael Goff
Ever wonder why your credit score went up or down drastically in the matter of a few days? Find out what items effect your credit and how to manage your credit effectively.
Different Ways to Borrow Money by John Mussi
There are many different ways to borrow money.
Credit Reports – Why Your Credit Score is Important by Charles Essmeier
Your credit score is a lot more than just a number, and it is used by all manner of businesses for all kinds of reasons. Here is what you should know about your credit score.
Inflexible Friends and Plastic Assets, Why Money isn’t Buying Love Anymore by Rachel Lane
UK consumer debt continues to spiral out of control, with a 30% rise in bankruptcies...
Credit Suicide by Genesis Font
Few things influence the home buying process more than your credit. I like how Clark Howard refers to the three credit repositories as, “the three screw-ups”. There is some validity to that, and hopefully recent legislation will help clean up many of the inaccuracies. Regardless, lenders need a source to determine levels of risk for lending money… and the Fair Isaac Company is where it lies.
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK? by Jack Miles
Every time a lender checks your credit history from your credit file (i.e. each time you apply for a loan), your credit-file will have a record of this. These records are known as search entries. Too many search entries could well be a major factor in being declined for new credit. Here are some tips to ensure this does not happen to you.
The Things That UK Lenders Like to See on Your Credit File, (and… What They Don’t Like to See!) by Susan Hopkins
Lenders are quite fussy about what they like to see on your credit report. So much so that you will have a hard time to meet their high expectations. But what exactly are they looking for? In this article we take a look at one aspect of your credit history that lenders have a keen eye out for.
Tackling Bad Credit by James Taylor
We often hear about credit history and how it affects ones chances of qualifying for a loan. What we do not know are the reasons that make or mar the credit history. Through this article we have tried to explain the reasons for bad credit and how we can escape them. Some of these are controllable like arrears that can be minimised by a change in the spending pattern. Others like divorce are uncontrollable. Read the article for a better management of credit.
Understanding Your Credit Score by Jeremy Zongker
Understanding your credit score can help you improve it, which can result in better rates on loans. In this article, you will learn the basics of interpreting your credit score and what actions you can take to improve it.
Your Credit Score by Cornelius Crumpacker
Credit: How to get it. How to keep it. How to protect it.
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free credit reports
Credit Repair
Debt Consolidation
low-interest credit cards
Bill Consolidation
Avoiding Bankruptcy
GO TO RESOURCES
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