Articles on Credit
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Borrowing on a Credit Card by Alastair Taylor
One of the easiest ways to borrow money of a financial institute is to use a Credit Card, available from all banks, building societies, and other financial organisations. The choices available are enormous, with a wide variety of interest charges, annual charges, loyalty schemes, and bonus points available
Triple AAA in 30 Days by Darryl Power
Have you ever wonder about how to get good credit with spending alot of money. Well here is a little secret I used to get my credit back up to par.
5 Killer Steps to avoid Credit Card SCAMS! by Tom Levine
In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud. Now, most importantly, If you are a victim...
SuperCharged Secret 5, Credit Card Utopia by Tom Levine
LIVING IN CREDIT CARD UTOPIA Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now ...
SuperCharged Secret 4, Credit Card Utopia by Tom Levine
YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER! Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card ...
SuperCharged Secret 3, Credit Card Utopia by Tom Levine
TURBO-CHARGED KILLER RATE SAVING INFORMATION! Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utop...
SuperCharged Secret 2, Credit Card Utopia by Tom Levine
INTEREST BEWARE, THERE’S SAFETY IN NUMBERS! Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the us...
SuperCharged Secret 1 of 5 - Credit Card Utopia by Tom Levine
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS! Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for max...
Beware of Bogus Credit Repair Companies! by Omar M. Omar
So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they...
Can You Acquire Good Credit Overnight? You Bet by Omar M. Omar
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply in...
How to Dispute Credit Report Errors by Omar M. Omar
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for b...
How Creditors Measure Your Credit Rating by Omar M. Omar
Creditors will measure your credit rating based on the following three main things. Capacity Collateral Character The three "C's" show creditors your: "Capacity" or income to pay the debt "Co...
Negotiating Rates with Your Credit Card Company by Claire Bowes
Ok, let’s face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolut...
Lower Your Credit Card Interest Rate Now! by Jakob Jelling
With today’s credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple pur...
Credit Establishment 101 by Jakob Jelling
There will come a day when you need credit. You may want to buy a home or a car and your credit rating will become very important to help make these dreams come true. One of the first things you will...
Credit Cards For People With Bad Credit Scores by Jakob Jelling
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. Some creditors may let you ...
Stop Credit Card Offers by Cindy Morus
Clear your mailbox of annoying credit card offers and protect your identity
Secured Credit Cards- Consumer Tips by Amy Cooper-Arnold
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history. Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bank...
Student Credit Cards 101 by Rebecca Lindsey
If you’re a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on? Because financial debt is one of the main reason...
Credit Traps Snag Consumers by Gerri Detweiler
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit car...
How To Eliminate Credit Card Debt by Noel Hynes
There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem ...
How To Use Your Credit Cards Wisely by Noel Hynes
Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial prob...
How To Read Your Credit Report by Tom Koziol
Credit reports are now easier to read than before but still require some upfront knowledge. Knowing the four parts that make up a credit report and how each part relates to your credit history gives you an advantage.
Comprehending a Credit Report by Melanie Cossey
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing ...
New Credit Scoring Model Could Help Millions by James H. Dimmitt
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money ...
Building Business Credit by Gerri Detweiler
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your ...
Warning: Today's "Non Profit Credit Counselors" Are Yesterday's Bill Collectors! by Chuck Huckaby
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy! In the "debt col...
Why Americans Find Predatory Lending Offensive by Timothy Blake
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet N...
Rewards Cards - Are They Right For You? by James H. Dimmitt
Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates ...
10 Tips To Prevent Credit Card Fraud by Paul Davis
Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars - on purchases that you never made. Impossible? Credit card fraud on...
One of the easiest ways to borrow money of a financial institute is to use a Credit Card, available from all banks, building societies, and other financial organisations. The choices available are enormous, with a wide variety of interest charges, annual charges, loyalty schemes, and bonus points available
Triple AAA in 30 Days by Darryl Power
Have you ever wonder about how to get good credit with spending alot of money. Well here is a little secret I used to get my credit back up to par.
5 Killer Steps to avoid Credit Card SCAMS! by Tom Levine
In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud. Now, most importantly, If you are a victim...
SuperCharged Secret 5, Credit Card Utopia by Tom Levine
LIVING IN CREDIT CARD UTOPIA Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now ...
SuperCharged Secret 4, Credit Card Utopia by Tom Levine
YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER! Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card ...
SuperCharged Secret 3, Credit Card Utopia by Tom Levine
TURBO-CHARGED KILLER RATE SAVING INFORMATION! Let’s just take a brief moment to recap: If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utop...
SuperCharged Secret 2, Credit Card Utopia by Tom Levine
INTEREST BEWARE, THERE’S SAFETY IN NUMBERS! Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the us...
SuperCharged Secret 1 of 5 - Credit Card Utopia by Tom Levine
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS! Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for max...
Beware of Bogus Credit Repair Companies! by Omar M. Omar
So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they...
Can You Acquire Good Credit Overnight? You Bet by Omar M. Omar
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply in...
How to Dispute Credit Report Errors by Omar M. Omar
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for b...
How Creditors Measure Your Credit Rating by Omar M. Omar
Creditors will measure your credit rating based on the following three main things. Capacity Collateral Character The three "C's" show creditors your: "Capacity" or income to pay the debt "Co...
Negotiating Rates with Your Credit Card Company by Claire Bowes
Ok, let’s face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolut...
Lower Your Credit Card Interest Rate Now! by Jakob Jelling
With today’s credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple pur...
Credit Establishment 101 by Jakob Jelling
There will come a day when you need credit. You may want to buy a home or a car and your credit rating will become very important to help make these dreams come true. One of the first things you will...
Credit Cards For People With Bad Credit Scores by Jakob Jelling
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. Some creditors may let you ...
Stop Credit Card Offers by Cindy Morus
Clear your mailbox of annoying credit card offers and protect your identity
Secured Credit Cards- Consumer Tips by Amy Cooper-Arnold
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history. Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bank...
Student Credit Cards 101 by Rebecca Lindsey
If you’re a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on? Because financial debt is one of the main reason...
Credit Traps Snag Consumers by Gerri Detweiler
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit car...
How To Eliminate Credit Card Debt by Noel Hynes
There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem ...
How To Use Your Credit Cards Wisely by Noel Hynes
Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial prob...
How To Read Your Credit Report by Tom Koziol
Credit reports are now easier to read than before but still require some upfront knowledge. Knowing the four parts that make up a credit report and how each part relates to your credit history gives you an advantage.
Comprehending a Credit Report by Melanie Cossey
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing ...
New Credit Scoring Model Could Help Millions by James H. Dimmitt
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money ...
Building Business Credit by Gerri Detweiler
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your ...
Warning: Today's "Non Profit Credit Counselors" Are Yesterday's Bill Collectors! by Chuck Huckaby
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy! In the "debt col...
Why Americans Find Predatory Lending Offensive by Timothy Blake
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet N...
Rewards Cards - Are They Right For You? by James H. Dimmitt
Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates ...
10 Tips To Prevent Credit Card Fraud by Paul Davis
Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars - on purchases that you never made. Impossible? Credit card fraud on...
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free credit reports
Credit Repair
Debt Consolidation
low-interest credit cards
Bill Consolidation
Avoiding Bankruptcy
GO TO RESOURCES
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