Articles on Credit
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Minimum Credit Card Payments to Rise by Charles Essmeier
Several major credit card companies are preparing to raise the minimum payment amounts. Borrowers should be aware of these changes.
Collection Agency Secrets for Collecting on Bad Debt by Steve Austin
Is your business holding bad debt? Don’t get mad. Collect it! The collection agencies have been getting money back for years. Find out their secrets before your business has to write off another invoice.
Commercial Collections: Business Finance Booster Shot by Steve Austin
If commercial collections is not part of your B2B business plan, you're losing money. Get your cash flowing again with these commercial collections secrets.
Will Inquiries Lower Your Credit Score? by Scott Brown
Applying for credit generates an inquiry on your credit report. Inquiries can have negative affects on your credit score. If you did not authorize an inquiry you can take the necessary actions to have it removed from your credit report.
A Summary of the Fair Credit Reporting Act by Gary Gresham
This easy to understand summary of the Federal Fair Credit Reporting Act will explain how to dispute credit information and repair your own credit report.
Recognizing the Signs that You Might Need Credit Counseling by Tim Gorman
If you think that you may have a debt problem, there is help. Credit counselors are trained to help you get out of debt in a very short period of time. Some can even help to make you debt free in as little as 18 months.
Understanding the Process of Credit Counseling by Tim Gorman
Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one call is not going to solve your credit problems.
Bankruptcy vs. Credit Counseling: What Should I Do? by Tim Gorman
Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best for you.
"Credit Repair Kit" Sound To Good To Be True? It Is. by Tim Gorman
A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates or convinced to buy a new, overpriced car that they cannot afford. Sometimes, it is a stroke of bad luck.
Bad Credit? No Credit? Yeah, It's a Problem. by Tim Gorman
Many companies use the slogan "Bad Credit? No Credit? No Problem!" The truth is that it is in fact a problem and there is no easy way to correct it. It takes a lot of time and effort to obtain credit when you do not have any and even longer to fix bad credit.
Errors on Your Credit Report: What You Should Do by Tim Gorman
There are times when you may be turned down for credit and you do not understand why. According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within 60 days of the request for credit.
Are you paying higher interest on your credit cards than you think? by Jeanette Joy Fisher
Many credit card holders sign up for a credit account with an 8.4% interest rate and then later realize that their interest rate has been bumped to 27.4%. Take these six precautions to make sure you don't get charged more. [Read full article]
How To Establish Great Credit by Alex Fir
Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account.
The Hazards Of Your First Credit Card by Roy Thomsitt
Credit cards are almost as easy to get as your fruit and vegetables from the supermarket. For those who have not yet had a credit card, how can they prepare themselves? Or, better still, can they resist altogether?
Getting Married? What Are The Finance and Credit Implications? by Roy Thomsitt
Being single single and managing your own finances is very different to the shared responsibility of being married. The partnership of marriage also becomes a financial partnership. What are the likely problems, and how do you avoid them?
Good Credit -- Essential for the Prospective Home Buyer by Justin Smith
Attaining good credit is a necessary step to getting a quality home mortgage loan. Here are some tips that will keep you out of trouble, and boost your credit score.
10 Simple Steps to Manage Your Credit by Mical Johnson
by far the greatest invention the banks have ever come up with came out in the 20th century. Also the new field of Credit Management was born with the invention of the credit card. It is the most available out of any financial product out there. In fact more than 80% of the U.S. households have at least one credit card. If you want to consider yourself as the "Average" American then you have about 8 credit cards burning a hole in your wallet right now. To make sure that you don't get yourself in any trouble (again) try and follow these 10 Simple Steps for Credit Management.
Credit Card Entrapment - The Secrets are Out by Mical Johnson
Have you ever wondered why your credit card bill is so high and you can't seem to pay off the balance? Well you are not alone in this. You should be aware of a couple of trick that they use and you probably don't even pay attention to it, but you definitely pay for it and BIG!
10 Dirty Tricks Credit Card Companies Play by Jeremy Zongker
Learn the 10 dirty tricks credit card companies play to their clients so you’ll know what to expect and look out for.
Credit Repair, How To by Mike Herman
Credit repair, is in a word, vital to reestablishing your credit. Unless you plan to never use your credit again, then you have to find a way to fix it.
Credit Cards And Loans - So Many Options - So Little Time by Jeff Pritchard
How many kinds of credit cards and loans are there? We don't know either, but our goal is to find out by creating a website with information about each and every one of them.
Identity Theft – Who Would Want Mine? by Steve Mueller
With all my bills who would possibly want my credit? Let them steal my identity and pay my bills! Unfortunately, that’s not the way it works...
Credit Report – Check Yours Regularly - and for Free by Charles Essmeier
The Fair Credit Reporting Act allows everyone to check his or her credit report for free. The program expands to the Southeast this week, and everyone who is eligible should take advantage of it.
Bad Debt Recovery by Steve Austin
The bad debt recovery process has two steps: Bad debt identification and Bad debt recovery.
Bad Checks, Bounced Checks, & NSF Checks by Steve Austin
Negotiable instruments like checks and drafts have become an indispensable part of any business transaction today. As a result, it has become increasingly important to safeguard a business against financial losses arising from the receipt of fraudulent or bad checks.
Ethical Finance: Who Benefits From Our Spending? by Rachel Lane
The diversity of credit cards on offer can already bewilder consumers, but as more brands tap into the white label credit card market, will consumers let lifestyle values make the financial decisions?
Guide to Credit Terms by John Mussi
Listed below is a useful guide to credit card terms.
Types of Credit Cards by John Mussi
There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience.
Identity Theft - How to Protect Yourself by Scott Pearson
New ways of stealing your identity pop up frequently. “Phishing” became prominent in 2003 and 2004: well-designed emails and websites convince victims to provide information. Emails look legit, but release any information and the nightmare begins. The cost? Damages now top $1 billion per year. How’s that for a nightmare?
Credit Card Tips by John Mussi
Here are some useful credit card tips for you to consider before applying for a credit card.
Several major credit card companies are preparing to raise the minimum payment amounts. Borrowers should be aware of these changes.
Collection Agency Secrets for Collecting on Bad Debt by Steve Austin
Is your business holding bad debt? Don’t get mad. Collect it! The collection agencies have been getting money back for years. Find out their secrets before your business has to write off another invoice.
Commercial Collections: Business Finance Booster Shot by Steve Austin
If commercial collections is not part of your B2B business plan, you're losing money. Get your cash flowing again with these commercial collections secrets.
Will Inquiries Lower Your Credit Score? by Scott Brown
Applying for credit generates an inquiry on your credit report. Inquiries can have negative affects on your credit score. If you did not authorize an inquiry you can take the necessary actions to have it removed from your credit report.
A Summary of the Fair Credit Reporting Act by Gary Gresham
This easy to understand summary of the Federal Fair Credit Reporting Act will explain how to dispute credit information and repair your own credit report.
Recognizing the Signs that You Might Need Credit Counseling by Tim Gorman
If you think that you may have a debt problem, there is help. Credit counselors are trained to help you get out of debt in a very short period of time. Some can even help to make you debt free in as little as 18 months.
Understanding the Process of Credit Counseling by Tim Gorman
Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one call is not going to solve your credit problems.
Bankruptcy vs. Credit Counseling: What Should I Do? by Tim Gorman
Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best for you.
"Credit Repair Kit" Sound To Good To Be True? It Is. by Tim Gorman
A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates or convinced to buy a new, overpriced car that they cannot afford. Sometimes, it is a stroke of bad luck.
Bad Credit? No Credit? Yeah, It's a Problem. by Tim Gorman
Many companies use the slogan "Bad Credit? No Credit? No Problem!" The truth is that it is in fact a problem and there is no easy way to correct it. It takes a lot of time and effort to obtain credit when you do not have any and even longer to fix bad credit.
Errors on Your Credit Report: What You Should Do by Tim Gorman
There are times when you may be turned down for credit and you do not understand why. According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within 60 days of the request for credit.
Are you paying higher interest on your credit cards than you think? by Jeanette Joy Fisher
Many credit card holders sign up for a credit account with an 8.4% interest rate and then later realize that their interest rate has been bumped to 27.4%. Take these six precautions to make sure you don't get charged more. [Read full article]
How To Establish Great Credit by Alex Fir
Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account.
The Hazards Of Your First Credit Card by Roy Thomsitt
Credit cards are almost as easy to get as your fruit and vegetables from the supermarket. For those who have not yet had a credit card, how can they prepare themselves? Or, better still, can they resist altogether?
Getting Married? What Are The Finance and Credit Implications? by Roy Thomsitt
Being single single and managing your own finances is very different to the shared responsibility of being married. The partnership of marriage also becomes a financial partnership. What are the likely problems, and how do you avoid them?
Good Credit -- Essential for the Prospective Home Buyer by Justin Smith
Attaining good credit is a necessary step to getting a quality home mortgage loan. Here are some tips that will keep you out of trouble, and boost your credit score.
10 Simple Steps to Manage Your Credit by Mical Johnson
by far the greatest invention the banks have ever come up with came out in the 20th century. Also the new field of Credit Management was born with the invention of the credit card. It is the most available out of any financial product out there. In fact more than 80% of the U.S. households have at least one credit card. If you want to consider yourself as the "Average" American then you have about 8 credit cards burning a hole in your wallet right now. To make sure that you don't get yourself in any trouble (again) try and follow these 10 Simple Steps for Credit Management.
Credit Card Entrapment - The Secrets are Out by Mical Johnson
Have you ever wondered why your credit card bill is so high and you can't seem to pay off the balance? Well you are not alone in this. You should be aware of a couple of trick that they use and you probably don't even pay attention to it, but you definitely pay for it and BIG!
10 Dirty Tricks Credit Card Companies Play by Jeremy Zongker
Learn the 10 dirty tricks credit card companies play to their clients so you’ll know what to expect and look out for.
Credit Repair, How To by Mike Herman
Credit repair, is in a word, vital to reestablishing your credit. Unless you plan to never use your credit again, then you have to find a way to fix it.
Credit Cards And Loans - So Many Options - So Little Time by Jeff Pritchard
How many kinds of credit cards and loans are there? We don't know either, but our goal is to find out by creating a website with information about each and every one of them.
Identity Theft – Who Would Want Mine? by Steve Mueller
With all my bills who would possibly want my credit? Let them steal my identity and pay my bills! Unfortunately, that’s not the way it works...
Credit Report – Check Yours Regularly - and for Free by Charles Essmeier
The Fair Credit Reporting Act allows everyone to check his or her credit report for free. The program expands to the Southeast this week, and everyone who is eligible should take advantage of it.
Bad Debt Recovery by Steve Austin
The bad debt recovery process has two steps: Bad debt identification and Bad debt recovery.
Bad Checks, Bounced Checks, & NSF Checks by Steve Austin
Negotiable instruments like checks and drafts have become an indispensable part of any business transaction today. As a result, it has become increasingly important to safeguard a business against financial losses arising from the receipt of fraudulent or bad checks.
Ethical Finance: Who Benefits From Our Spending? by Rachel Lane
The diversity of credit cards on offer can already bewilder consumers, but as more brands tap into the white label credit card market, will consumers let lifestyle values make the financial decisions?
Guide to Credit Terms by John Mussi
Listed below is a useful guide to credit card terms.
Types of Credit Cards by John Mussi
There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience.
Identity Theft - How to Protect Yourself by Scott Pearson
New ways of stealing your identity pop up frequently. “Phishing” became prominent in 2003 and 2004: well-designed emails and websites convince victims to provide information. Emails look legit, but release any information and the nightmare begins. The cost? Damages now top $1 billion per year. How’s that for a nightmare?
Credit Card Tips by John Mussi
Here are some useful credit card tips for you to consider before applying for a credit card.
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free credit reports
Credit Repair
Debt Consolidation
low-interest credit cards
Bill Consolidation
Avoiding Bankruptcy
GO TO RESOURCES
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